5 Things to Think Before Getting a Loan

There is no doubt that personal loans comes with pitfalls. But if used correctly, they can be used to kick start your dream start-up business or save you from financial trouble. 

However, there are many lenders who may try to deceive you with fees and high interest rates. Anytime you wish to borrow money, you need to be careful when considering if you're making the right decision. 

Join the Made to Enjoy Christmas Contest!

And now comes the season of joy! It's the time of the year when we are excited to receive the gift that matters. 

While it is and always will be the “thought” that counts the most, a lovely tablet or a nice bag would definitely make it on someone's “nice-to-have list”, if not on his or her “wish list”. Now, imagine the joy of being able to fulfill one of your loved one's “wish list” - for FREE! 

6 Types of Loans That You Need to Know

There are different types of loans offered by lending companies. But it’s important to understand your options to determine which one best suits your needs. There are generally two types of loans: secured and unsecured loans. 

Secured loans require collateral. In case you could not afford to pay for these loans, the property that you used as collateral will be given to the lender.

Taiwan Excellence in the Philippines

While it's true that going for cheaper products might save you some cash, this may not be ideal when quality is being sacrificed.

Most people would agree that (sometimes) it's just how you use (and take good care of) a product that will determine how long it can serve its glorious purpose. But at the end of the day, it still boils down to that “seal of quality”.

The Mexican Fisherman and the Banker

An American investment banker was taking a much-needed vacation in a small coastal Mexican village when a small boat with just one fisherman docked. The boat had several large, fresh fish in it.

The investment banker was impressed by the quality of the fish and asked the Mexican how long it took to catch them. The Mexican replied, “Only a little while.”