21 4 Ways to Save Extra Money for Retirement


Everyone dreams of and talks about the things they'll do and the places they'll see when they reach that golden age of retirement. 

There are plenty of things to keep you busy, from traveling to spending time with the grandkids and from fishing to just curling up in a hammock on the front porch and enjoying a good book by your favorite author. 


However, it's a little hard to live that dream if you don't have money saved for that golden age of retirement. 

Of course, you've got your pension, you've invested and you have a special savings account set aside for that time, but what if you want to stash away just a little extra every month? With that in mind, read on below for a few ways that you can save a bit more towards your retirement. 

Save on Monthly Expenses 
Many people don't think about saving on monthly expenses as a way to put a little extra aside for retirement. However, you would be surprised and how much just a small amount can turn into over time. For example, if you are paying way to much for insurance, try searching for a lower price. You can buy car insurance online and save quite a bit. Take the money you save from changing insurance companies and put it into your retirement savings every month instead. 

Start a Side Hustle 
It stands to reason that if you make more money, you'll be able to save more towards retirement. There are many side hustles you can start online to make money and never have to leave the comfort of your home. From starting your own blog to becoming a published author and from becoming a freelance writer to offering your services as a personal assistant, there is plenty out there to do to make extra money. Take every bit of the income you make from this and earmark it for your retirement fund. You will be surprised at how quickly it will start to grow. 

Trim One Expense from Your Budget 
It is a no-brainer that cutting extra expenses from your budget is a way to put that extra money in your retirement fund. One idea is to try trimming one extra expense from your budget. For example, if you have channels on your cable lineup that you never watch, trim that expense. If you eat out three times a week, cook at home one of those days. Take the money that you save and put it into your retirement fund instead. It will add up before you know it. 

Put Your Raise in Savings 
If you have recently been given a raise at work, earmark the money from that raise for your savings towards your retirement. It might only be an extra $10 or $20 a week, but it will be well worth it in the long run. 

These are just a few of the top ways that you can start saving towards your golden years. Even if you are doing everything right, a little extra can't hurt. 
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