Types of Cooperative

As a continuation to the lessons that we have learned from Macoy about joining a cooperative (and how it could help you), today, let's check out the basic types of cooperative we have here in the Philippines. 

Have you visited a coop near you already? How about asking your HR if your company or current employer has an existing cooperative? 

Hidden Costs of Buying Real Estate

When saving up for a home, you have to put together an amount that’s greater than the property’s price. 

The reason behind this is that the price of the property itself isn’t the only cost you pay for. 

Purchasing a home requires various payments that are often seen as “hidden costs” because they’re often not mentioned until the transaction begins.

8 Ways to Earn Passive Income

As I was inside a McDonald's store the other night to attend a workshop, I noticed the trash bins in front of me (an introvert personality was with me that night that I'd rather notice the trash bins than the people coming).  

I was just amazed with the terms they used to describe the garbage: residual and recyclable. Poof! An idea struck me.

Things to Consider Before Buying a Condo

As real estate values continue to appreciate and the availability of land continues to decrease, more and more people are beginning to realize the advantages of urban living. Condo sales are currently at an all-time high, with no sign of slowing down in the foreseeable future.

Now while a condo is the ideal place in terms of affordability and comfort, there are some considerations that need to be made when you buy a unit.

How Failures Can Tame The Shark in You

I hope you learn something valuable on this short story. The author of which is unknown.

“During a research experiment a marine biologist placed a shark into a large holding tank and then released several small bait fish into the tank. As you would expect, the shark quickly swam around the tank, attacked and ate the smaller fish.The marine biologist then inserted a strong piece of clear fiberglass into the tank, creating two separate partitions.

9 Proven Ways to Become Rich

Our own definition of being rich will always be different. Some would define it as being able to afford the things that they want such as a Maldives get-away or a cup of coffee on their own Starbucks, or being able to drive a nice, luxury car.

For others, it could also mean as simple as being able to spend quality time with the people they love.

Getting to Know a Cooperative

Meet Macoy, a pedicab driver. For the benefit of those who are not aware of what a pedicab is, it's simply a three-wheeled bicycle which runs not on engine, but by pedaling. One ride would cost you about 10 to 20 pesos, depending on the distance.

So what financial lessons do you think can we learn from someone like Macoy?